West Chester, Liberty Township, Cincinnati Homes!

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WASHINGTON, May 29, 2009  Breaking News!

Consumers across the country can now take advantage of a Federal Housing Administration program to allow qualified home buyers to apply the $8,000 tax credit when purchasing a home. FHA will now permit its lenders to provide a short-term bridge loan that will let qualified home buyers use the tax credit to either make a larger downpayment above the FHA required 3.5 percent, cover closing costs, or buy down their interest rate.

 

Need to justify to yourself why now is the perfect time to buy? Here are six reasons why now is the time to jump into the market.
1.
Uncle Sam is willing to help. First-time buyers (defined as anyone who hasn't owned a home in the last three years) are entitled to a maximum $8,000 tax credit; interest rates are at record lows; and the Federal Reserve is doing its best to make mortgage loans available. (Sign-up for a Webinar to learn more about the home buyer tax credit)
2. People have to live somewhere. About 800,000 new households are formed each year in this country, ensuring that the housing market will tighten, even if the economy doesn't soar.
3.
Borrowers leverage their investment. If you put $10,000 into the stock market and it earns 10 percent, you've earned $1,000. If you put $10,000 down on a home and its value increases 10 percent, you've made $10,000.
4.
When prices come back up, you'll have instant equity. In parts of the country where foreclosures have driven down prices, better times will mean the price of the home you buy will rise rapidly.
5. Mortgage costs stay the same. If you get a fixed-rate mortgage, the monthly payment stays the same--while everything else, including rent, goes upward.
6. You own it. There is something comforting in the notion that your home is your own. You can paint it any color .

Source: The Wall Street Journal

Call Me Today and Ask About The $8000 Tax Credit!

Enhanced Tax Credit Provides Outstanding Opportunity for Home Buyers

In its efforts to stimulate the economy and revive the housing market, Congress has enacted legislation providing a tax credit of up to $8,000 for first-time home buyers.

But time is of the essence for buyers who want to take advantage of this opportunity. Only homes purchased on or after January 1, 2009 and before December 1, 2009 are eligible. Use the links below to find out more about the tax credit.

Don't let time run out on the tax credit!

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Call Me Today and Ask Me about the $6000 Credit from the city of Middletown if you are buying there as a first time homebuyer!

 

Are you relocating and wondering what the neighborhoods in Cincinnati and the surrounding areas offer? 

According to Forbes:
Forbes Magazine has ranked Cincinnati the sixth most stable housing market in the country.
The study was based on several factors, including local economies, new construction contracts and foreclosure rates.
Experts say real estate sales here are stronger than the rest of the nation. Money Magazine also ranked Cincinnati as one of the top places to live in 2008!

 

Please search my website's option "Community Profiles". You will find links to surrounding townships, and cities that have a web-site. This will give you a peek at their neighborhood without ever stepping inside. So stroll through the communities and then search the homes through the website's option "Listings" to view all homes on the market currently listed with the Cincinnati MLS. Check back often for new listings and new material.

Brenda's Notes On The Market.... Stay Tuned....

WHAT'S GOING ON IN THE MARKET?

NEED TO SELL YOUR HOUSE?

  • The average days a house was on themarket as of May 2009 (in West Chester and Liberty Twp) is 77 days.
  • Sellers need to be prepared to be priced right from the start, and to have their homes in great shape when they hit the market.
  • One way of accomplishing this is to take a walk around the house with a pen and a pad of paper, make a list of repairs needed, of course paint touch-ups needed, and spaces that need de-cluttering. Don't forget the front door! It is the first thing the buyers see when they approach your home.
  • Curb appeal often determines whether buyers will come in or not. Take the time to put a fresh coat of paint on the door and make the area around the door clean.
  • A nice basket of seasonal flowers will be a great burst of color to welcome your buyers to their new home!

Stay Tuned.... and thanks for spending some time with me today! Feel free to email me your questions at Brendaswigert@gmail.com or call me anytime. Phone numbers below!

~Brenda

Your Neighborhood Realtor

Cell 513-378-1461

Fax 513-332-9643

 

One Of My Favorite Homes That I've Sold! I'd like to put your's here too!

chestnut Hill front.jpg 

 

 

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Brenda Swigert,Realtor, e-PRO
  • Brenda Swigert,Realtor, e-PRO

  • Cincinnati Area Board Of Realtors Circle of Excellence Award! Cartus Network Relocation Specialist
  • 513-378-1461
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